How can I consistently grow my portfolio in a fiercely competitive market,
and still control credit risks?
To solve this problem, Plug&Score provides fast, easy and affordable solution for all possible headaches:
| Your possible headaches | Our solution | Business Benefits |
| Inaccurate loan decisions | Automated statistically based credit risk scoring system; easy-to-learn and fast-to-integrate. | Fewer bad debts and higher approval rates. |
| Long decision time for new applications (express-loans) | Full automation of your application processing. | Loan-approval time is shortened to just seconds. Significant savings in labor costs. |
| Delinquency rates are too high | Special edition of Plug&Score for debt collection management based on collection scoring. | Delinquency rates reduced by as much as 15 percent or more. |
| Growing uncertainty with credit risks | Plug&Score provides workplaces with embedded credit risk management functionality. | Full control over the credit risk scoring process. |
| Need to improve the way you interact with customers behind on their payments | Plug&Score allows you to treat customers in a more delicate and personalized manner based on behavioral scoring. | Customer retention and satisfaction. Attraction of new clients. Increased profits. |
| Need to find out if the scorecard is still trustworthy | Plug&Score saves all data generated by the scoring system in a format that is perfectly suited for analysis and reporting. | Increased ability in scorecard monitoring. Enhanced reporting. |
| Manual access to external data sources prone to human errors and excessive time commitments | Plug&Score can be configured to automatically access any data warehouse you require. | Comprehensive approach. Improved decision accuracy. |
| Long time-to-market for a new scorecard or a new credit product | Plug&Score enables you to update your scorecard with a couple of clicks without programming and human mistakes. | Agility. Fast adjustments to new market conditions. Flexibility in deploying your scorecards. |
With Plug&Score, you will manage credit risk and keep your credit decisions under total control. You will save your time and get more customers as well as maximize your risk-adjusted rate of return and get decreased losses from write offs and bad debts.
To find out more, please contact us.