PLEASE READ THE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.
Our solutions:
- Credit Scoring System
- Loan Origination Software
- Scorecard Development Software
- Microfinance Credit Scoring Software
Our services:
- Scoring Trainings
- Scorecard Integration Services
- Credit Modeling Consulting
- Scorecard Development Services
By accessing and using this website in any way, including, without limitation, browsing the website, using any information, using any content, using any services, downloading any materials, and/or placing an order for products or services, you agree to and are bound by the terms of use described in this document (“Terms of Use”). IF you DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THE TERMS OF USE, DO NOT USE THIS WEBSITE IN ANY MANNER. The Terms of Use are entered into by and between Scorto and you. If you are using the website on behalf of your employer, you represent that you are authorized to accept these Terms of Use on your employer’s behalf.
Scorto reserves the right, at Scorto’s sole discretion, to change, modify, update, add, or remove portions of the Terms of Use at any time without notice to you. Please check these Terms of Use for changes. Your continued use of this website following the posting of changes to the Terms of Use will mean you accept those changes. Scorto reserves the right to seek all remedies available by law and in equity for any violation of these terms and conditions. Any rights not expressly granted herein are reserved.
Copyright
The information on this website is protected by copyright. Except as specifically permitted, no portion of this website may be distributed or reproduced by any means, or in any form, without Scorto’s prior written permission.
COPYRIGHT NOTICE: Copyright © 2002-2014 Scorto Corporation. All Rights Reserved.
Use of website information
Except as otherwise indicated on this website, you may view, print, copy, and distribute documents on this website subject to the following terms and conditions:
a) The document may be used solely for informational, personal, non-commercial purposes;
b) Any copy of the document or portion thereof must include all copyright and proprietary notices in the same form and manner as on the original;
c) The document may not be modified in any way; and
d) Scorto reserves the right to revoke such authorization at any time, and any such use shall be discontinued immediately upon notice from Scorto.
The permission above to use website information does not include permission to copy the design elements, look and feel, or layout of this website. Those elements of the website are protected by law, such as trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the website may be copied or retransmitted unless expressly permitted by Scorto.
Use of software
The software and accompanying documentation available to download from this website are the copyrighted work of Scorto. Use of the software is governed by the terms of the end user license agreement, which accompanies such software. If no license accompanies the download, the terms of the license which accompanied the original product being updated will govern. You will not be able to use, download, or install any software unless you agree to the terms of such end user license agreement.
Use of documents and publications
Except as otherwise indicated on this website, you may view, print, copy and distribute publications and documents within this website (such as FAQs, white papers, datasheets, press releases and so on), subject to your agreement that:
a) your use of the information is for informational, personal, and non-commercial purposes only,
b) you will not modify the documents, publications or graphics,
c) you will not copy or distribute graphics separate from their accompanying text and you will not quote materials out of their context,
d) you will display the below copyright notice and other proprietary notices on every copy you make, and
e) you agree that Scorto may revoke this permission at any time and you shall immediately stop your activities related to this permission upon notice from Scorto.
The permission above to use documents and publications does not include permission to copy the design elements, look and feel, or layout of this website. Those elements of the website are protected by law, such as trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the website may be copied or retransmitted unless expressly permitted by Scorto.
Warranties and disclaimers; liability limitations
EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, ALL INFORMATION, SOFTWARE, DOCUMENTATION, MATERIALS, SERVICES AND PUBLICATION ARE PROVIDED “AS-IS” WITHOUT WARRANTY OF ANY KIND AND Scorto HEREBY DISCLAIMS ALL WARRANTIES EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, Scorto DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT, TITLE, OR QUIET ENJOYMENT.
IN NO EVENT SHALL Scorto AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE, USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, MATERIALS, PUBLICATIONS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE WEBSITE.
EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, YOU ASSUME ALL RISKS CONCERNING THE SUITABILITY AND ACCURACY OF THE INFORMATION WITHIN THE WEBSITE, MATERIALS, PUBLICATIONS AND DOCUMENTS. THE WEBSITE, MATERIALS, PUBLICATIONS AND DOCUMENTS MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. Scorto ASSUMES NO RESPONSIBILITY FOR AND DISCLAIMS ALL LIABILITY FOR ANY SUCH INACCURACIES, ERRORS OR OMISSIONS IN THE WEBSITE, MATERIALS, PUBLICATIONS AND DOCUMENTS AND IN ANY OTHER REFERENCE.
Scorto MAY MAKE CHANGES TO THE WEBSITE, INFORMATION, SOFTWARE, WEBSITE, DOCUMENTS, PUBLICATIONS, PRICES, TECHNICAL SPECIFICATIONS, PRODUCT OFFERINGS AND ANY OTHER INFORMATION AND MATERIALS ON THE WEBSITE AT ANY TIME AND WITHOUT NOTICE.
THE WEBSITE, DOCUMENTS AND PUBLICATIONS ARE DISTRIBUTED INTERNATIONALLY AND MAY CONTAIN REFERENCES OR CROSS-REFERENCES TO Scorto PRODUCTS, PROGRAMS, AND SERVICES THAT HAVE NOT BEEN ANNOUNCED OR AVAILABLE IN YOUR COUNTRY. SUCH REFERENCES DO NOT IMPLY THAT Scorto INTENDS TO ANNOUNCE SUCH PRODUCTS, PROGRAMS, OR SERVICES IN YOUR COUNTRY.
Submissions
With the exception of credit card numbers for the purchase of products and services, Scorto does not want to receive confidential or proprietary information through its website.
Any information sent to Scorto, with the exception of credit card numbers, will be deemed NOT CONFIDENTIAL. You grant Scorto an unrestricted, irrevocable license to display, use, modify, perform, reproduce, transmit, and distribute any information you send Scorto, for any and all commercial and non-commercial purposes.
You also agree that Scorto is free to use any ideas, concepts, or techniques that you send Scorto for any purpose, including, but not limited to, developing, manufacturing, and marketing products that incorporate such ideas, concepts, or techniques.
Scorto may, but is not obligated to, review or monitor areas on its website where users may transmit or post communications, including bulletin boards, chat rooms, and user forums. Scorto is not responsible for the accuracy of any information, data, opinions, advice, or statements transmitted or posted on bulletin boards, chat rooms, and user forums.
You are prohibited from posting or transmitting to or from this website any libelous, obscene, defamatory, pornographic, or other materials that would violate any laws. However, if such communications do occur, Scorto will have no liability related to the content of any such communications.
Linking to Scorto’s website
Scorto permits anyone to link to Scorto’s website subject to the linker’s compliance with the following terms and conditions: A website that links to Scorto’s website:
· May link to, but not replicate, content contained in Scorto’s website;
· Must not create a border environment or browser around content contained in Scorto’s website;
· Must not present misleading or false information about Scorto’s services or products;
· Must not misrepresent Scorto’s relationship with the linker;
· Must not imply that Scorto is endorsing or sponsoring the linker or the linker’s services or products;
· Must not use Scorto’s logos or trade dress without prior written permission from Scorto;
· Must not contain content that could be construed as obscene, libelous, defamatory, pornographic, or inappropriate for all ages;
· Must not contain materials that would violate any laws;
· Must agree that the link may be removed at any time upon Scorto’s request pursuant to Scorto’s reserved rights to rescind its consent to allow the link.
Third-party websites
Scorto’s website provides links to third-party websites, which are not under the control of Scorto. Scorto makes no representations about third-party websites. When you access a non-Scorto website, you do so at your own risk. Scorto is not responsible for the reliability of any data, opinions, advice, or statements made on third-party sites.Scorto provides these links merely as a convenience. The inclusion of such links does not imply that Scorto endorses, recommends, or accepts any responsibility for the content of such sites.
Third-party products and services
The Scorto website contains mention of third-party products and services for informational purposes. Scorto makes no recommendations or endorsements about third-party products and services. References to third-party services and products are provided by Scorto “as is”, without warranty of any kind, either express or implied.
No unlawful or prohibited use
As a condition of your use of the website, you will not use the website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any Scorto server, or the network(s) connected to any Scorto server, or interfere with any other party’s use and enjoyment of the website. You may not attempt to gain unauthorized access to services, materials, other accounts, computer systems or networks connected to any Scorto server or to the website, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the website.
Governing law and jurisdiction
You agree that all matters relating to your access to, or use of, this website shall be governed by the laws of the state of California.
Scorto makes no representation that information on this website are appropriate or available for use in all countries, and prohibits accessing materials from territories where contents are illegal. Those who access this website do so on their own initiative and are responsible for compliance with all applicable laws.